Terms & Conditions
The master agreement governing your account relationship with n88, covering eligibility, account conduct, and the rules that apply across all activity on the platform.
LEGAL REFERENCE
Our Terms, Your Account, Clear Rules
At n88, we keep our legal commitments straightforward — your account is governed by a clear set of terms covering access, transactions, and dispute handling for supported regions...
Governed Account TermsJurisdiction-Specific AccessJazzCash & Easypaisa CoveredSadaPay & Raast RecognisedPolicy Transparency
How Our Legal Terms Apply to You
Your use of n88 is subject to the terms and conditions we publish on this page, updated periodically to reflect regulatory developments in supported regions. Access is available where local law permits, and we ask that you confirm your eligibility before opening an account. Transaction disputes involving JazzCash, Easypaisa, SadaPay, or Raast are handled through our verified account review process, with decisions
communicated within defined timelines. We do not collect data beyond what your account and payment activity requires, and we store it in line with applicable data-protection obligations. Any changes to these terms are announced via your registered account notification channel before taking effect. If you have questions about how a specific clause applies to your situation, our compliance team is reachable through
the support paths listed below.
Service availability is jurisdiction-dependent. Users are responsible for checking local law before access.
EDITORIAL TRUST SIGNALS
Why Our Policy Copy Earns Your Confidence
We write our legal and policy content in-house, review it against regulatory updates, and publish changes before they take effect so you always read what actually applies to...
In-House Policy Team
Our terms are drafted and maintained by an internal policy team familiar with Pakistan's regulatory context, not generic boilerplate. Every...
Dated Revision History
Each section of our terms carries a last-reviewed date so you can tell at a glance whether the copy is...
Plain-Language Summaries
Alongside every formal clause we publish a plain-language summary. If the legal wording is unclear, the summary gives you the...
Dispute Timeline Commitment
We publish and keep to defined response timelines for account and payment disputes. If a JazzCash or Easypaisa transaction is...
Data Minimisation Practice
We collect only the account and payment data your transactions require. SadaPay and Raast flows are processed without retaining more...
Accessible Policy Channels
Policy documents are reachable from your account settings without logging in, so you can read the terms that apply to...
POLICY PAGE CONSISTENCY
How This Page Sits Within Our Legal Set
Our legal pages cover distinct topics and cross-reference each other so the full picture of your obligations and ours is never spread across unrelated documents or buried in a single catch-all page.
Privacy Policy
Details how we collect, store, and process your personal and payment data, including what JazzCash and Easypaisa transaction records we hold and for how long.
Cookie Policy
Explains which cookies run on n88, what each one does, and how you can adjust your preferences from the consent panel without affecting your account access.
Payment Terms
Covers the specific conditions attached to deposits and withdrawals via JazzCash, Easypaisa, SadaPay, and Raast, including processing windows and reversal rules.
Dispute Resolution
Sets out the formal steps for raising and resolving a complaint, from the initial submission through to a final decision, with timelines we commit to in writing.
Account Closure Policy
Explains what happens to your balance, transaction history, and personal data when an account is closed voluntarily or as a result of a policy breach under our terms.
Jurisdictional Access Page
Lists the regions where n88 is accessible where local law permits and explains how eligibility is determined for accounts opened from Pakistan and supported surrounding areas.
Key Elements That Shape Our Legal Pages
Our legal section is built around clarity and accountability — each design decision reflects how we want you to experience reading and acting on the rules...
Section-Level Navigation
Every legal page opens with a linked table of contents so you can jump to the clause that matters to you without scrolling through sections that do not apply to your specific query or situation.
Clause Cross-References
Where one policy depends on another — for example, where payment terms reference the dispute process — we link between pages explicitly so the dependency is visible rather than implied by vague language.
Effective Date Banner
A clearly visible effective-date banner sits at the top of each policy document. You can see at a glance whether the version you are reading is current or whether a newer version has already been published.
Mobile-Readable Format
Policy pages reflow cleanly on mobile so you can read your account terms from any device. Long clauses are broken into short paragraphs, and the font size scales without requiring a pinch-to-zoom gesture.
Downloadable PDF Version
A PDF copy of the current terms is available from the footer of each legal page. The PDF is date-stamped and formatted for print, giving you an offline record of the terms that applied at any point in time.
Changelog Summary Box
At the foot of each policy page a changelog box summarises what changed in the most recent revision, in plain language, so you do not have to diff two versions of dense legal text to understand what is new.
Common Questions About Our Terms and Policies
Your account is subject to the terms and conditions published on this page, which reference the jurisdiction under which n88 operates. Access is available where local law permits, and the governing law clause in our full terms specifies the applicable jurisdiction in plain language.
JazzCash and Easypaisa deposits and withdrawals are treated as standard account transactions under our payment terms. Any dispute involving either method is handled through our account review process, with defined response timelines and written status updates at each stage.
On account closure we retain only the data our compliance obligations require us to hold, for the period those obligations specify. The rest is deleted. Our privacy policy sets out exactly which records are kept, for how long, and under what legal basis.
We notify account holders via their registered notification channel before any change takes effect. Each policy page also carries a last-reviewed date and a changelog summary so you can see what changed without reading the full document from scratch.
Yes. A date-stamped PDF of the current version of each policy document is available from the footer of that page. The PDF reflects the terms in force at the time of download and can be stored as an offline reference for your own records.
Submit your dispute in writing through the email compliance desk listed in our support section. We log every submission against your account, acknowledge receipt within one business day, and issue a formal decision within the timeframe set out in our dispute resolution policy.
We share payment data only where our processing of JazzCash, Easypaisa, SadaPay, or Raast transactions requires it — for example, with the payment provider to complete a transfer. We do not sell account data or share it for purposes unrelated to your transaction activity.